About Spectrum Insurance

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Meet Jerry McCullough

Jerry McCullough founded Spectrum Insurance Services with a clear mission: to provide honest, client-first guidance on Medicare and retirement planning. With more than two decades of experience, Jerry has built a reputation as a trusted advisor who blends professional expertise with a warm, approachable style. While based in Rolling Meadows, IL, Jerry works with clients nationwide—especially in California, where much of his current client base resides, as well as in Arizona and other states.

Guidance You Can Trust

Our Values & Approach

At Spectrum, the philosophy is simple: clients always come first. Jerry believes insurance isn’t about selling policies—it’s about educating clients so they can make informed, confident choices. His commitment to clarity and transparency is why the agency has thrived on referrals, with families passing along Jerry’s name from one generation to the next.

Experience & Expertise

 Jerry’s specialties include:


  • Medicare planning

  • Health insurance options for individuals and groups

  • Life insurance and retirement protection

  • Annuities and long-term care planning

He has guided countless Illinois residents through Medicare’s “alphabet soup” of Parts A, B, C, and D, making complex coverage choices understandable and stress-free.


Our Team

Meet Our Team

Our team includes licensed agents who specialize in different types of coverage-including under-65 health insurance plans, Medicare Advantage, prescription drug plans, and life insurance solutions. Each team member brings a shared commitment to service, education, and earning your trust.

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 Commitment to the Community

 Jerry has built long-standing connections in Elk Grove Village, Arlington Heights, and Schaumburg. By being part of the community, he understands local concerns—whether it’s preparing for retirement, protecting a family’s financial future, or navigating Medicare choices.

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Let's Talk About What You Need

Whether you're new to Medicare, exploring ACA coverage, or thinking through life insurance options, we're ready to help.


Contact us today to schedule a free, no-pressure consultation. Peace of mind is just a phone call away.