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Group Health


Group Health Information

          

Group Health and Employee Benefits


Spectrum Insurance will customize a employee benefit plan that will attract and retain employees while minimizing the cost to employers. How do we do this?




At Spectrum Insurance: Spectrum Insurance  understands the marketplace and will help you adjust to the market conditions

We have access to over 50 insurance companies

We can help redefine how employers purchase their health insurance benefits

We can create a defined benefit plan that allows employers to predict their maximum out of pocket expenses



Spectrum Insurance i
s an independent insurance agency that offers the following type of coverage:

Group Health Insurance
Dental Insurance
Vision
Group Life and AD&D
Group Long Term and Short Term Disability
Flexible Spending Accounts
HRA and HSA administration
Group Long Term Disability
Section 125 plans

These are just a few of the services that Spectrum Insurance Services offer.  Employers need to know what is required of them to comply with the Affordable Care Act. 

Spectrum Insurance will:


Educate and keep you informed as we get closer to implementation

Conduct one on one employee orientation

Provide options whether to renew early, postpone or take advantage of ACA implementation

Conduct a thorough analysis of play or pay statistics

Always keep the best interest of both the employer and employee in mind

Please click on the following link to understand the Affordable Care Act



 As an independent Agency, Spectrum Insurance is licensed with the following insurance companies

Blue Cross Blue Shield of Illinois and their affiliates
United Healthcare

Humana
Aetna
Aflac
Ft. Dearborn
Delta Dental
Principal Financial
Wellpoint
Mutual of Omaha
Cigna


To get a full Spectrum of the products and companies we represent please give us a call at  847-670-1244.











Spectrum Insurance Services, Inc.
1325 Remington Road Suite D
Schaumburg, IL 60173
| 847-670-1244