Spectrum Insurance Services, INC.
Your Trusted Insurance Advisor Serving Illinois, California & Beyond
Insurance with a Personal Touch
For more than 20 years, Spectrum Insurance Services has helped families and businesses make confident decisions about Medicare, health, and retirement planning. Based in Rolling Meadows, IL and serving clients across California, Arizona, and several other states, Jerry McCullough leads the agency with a blend of professional expertise and personal care. Every client—whether local or remote—receives the same thoughtful guidance and clear explanations.
Coverage for Life and Work
Comprehensive Insurance Solutions
Spectrum Insurance Services provides guidance on a full spectrum of coverage options, tailored to fit your stage of life and long-term goals. Our primary services include:
WHY CHOOSE US
Trusted by Illinois Families for Generations
With three decades of referral-based business, Jerry McCullough and the Spectrum team have earned the trust of generations of families nationwide. Unlike many agencies, we focus on long-term relationships, not one-time transactions. Jerry’s independence as an advisor means you receive unbiased recommendations, whether you’re in Illinois, California, or beyond.
30+ Years of Experience
Jerry McCullough has spent decades helping families and businesses make confident choices about Medicare, health, and life insurance.
Clear, Personal Explanations
Every client conversation is approached with patience and clarity, so you feel informed—not pressured—when making decisions.
Independent & Unbiased
Access to multiple top-rated carriers means recommendations are tailored to your needs, not one company’s agenda.
Deep Local & Regional Knowledge
From Illinois Medicare rules to provider networks in California and Arizona, Jerry’s experience spans both local details and multi-state expertise.
TESTIMONIALS
What Our Clients Say
Real feedback from people we've helped-updated regularly as our reviews grow.
Nancy J.
We have worked with Jerry for several years and have always been completely satisfied. Jerry has always taken the time to answer our many questions and we have never felt rushed. He has always made sure we understood our options and would answer our questions thoroughly. Jerry truly wanted to make sure we understood the full scope of any policy changes. Jerry is professional, knowledgeable and a pleasure to work with. We have recommended many people to Jerry and will continue to do so!
Scott D.
Jerry and his team went above and beyond explaining health insurance options for my company. We had an A+ experience, multiple discussions and Jerry took all the time necessary to make sure we had the answers needed to make informed decisions. I’m glad we found Spectrum and will continue calling on them for excellent. Highly recommend!
Ready to Take the Next Step?
Your next step is simple: schedule a no-pressure consultation with Jerry McCullough. Call us at (847) 670-1244 or visit our office in Rolling Meadows, IL. Business hours: Monday–Friday, 9:00 a.m.–5:00 p.m. Consultations are also available by phone or Zoom for out-of-state clients.
